But he acknowledges “no solution is for everybody.” In Stedman’s case, giving up private insurance for membership in the Samaritan Ministries program has saved him money while meeting his and his family’s medical needs. Thousands of Californians who struggle to afford private insurance have turned to the faith-based, health care cost-sharing ministry model to pay for their medical care, but experts warn that it is not a replacement for insurance, and one company involved in the field has faced accusations of deceiving consumers in other states, as well as complaints in California over billing disputes. The 55-year-old Orange County father of five used those checks, provided through a health care cost-sharing ministry, to pay for his $13,000 hospital bill. When Bob Stedman suffered a minor stroke in 2017, he received 60 personal checks from strangers, along with get-well cards and notes of encouragement. By Yesenia Amaro, USC Center for Health Journalism News Collaborative
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